Well don't be. Because by June next year all this austerity stuff will be in the past.
How do I know that?
Simple. We we will be able to afford a royal barge... Well, I hope we will, because we are getting one.
No, I lie, we aren't actually getting one, so much as borrowing a luxury Thames steamer from its owner, a guy called Philip Morrell, (look out for his name in the honours list sometime soon) and doing it up a bit.
We are taking the boat and making it into one of the splendid barges that transported royals in the 17th century when, presumably, they had plenty of money. And we are going to have a pageant. Well, we are not going to have a pageant. London is going to have a pageant. We are just going to help to pay for it.
Resplendent in Red and Gold, the barge will carry the Queen and the Duke down the river, with a flotilla of 1000 small ships and boats. There is even a Pageant Master, Adrian Evans (look out for his name in the honours list sometime soon).
The barge will be adorned with flowers from the royal gardens. Floral displays in red, gold and purple will be created by Rachel de Thame (look out for her name in the honours list sometime soon).
Mr Evans said that the royal barge must be a jewel. Well, yes, I can see that. We wouldn't expect any less, rich old lot that we are.
The Queen and the Duke, along with other members of their extended family who will be joining them, will be seated on ornate chairs under a canopy of gold on the top deck of the boat. The sides will be covered in rich red drapes and the Queen's cypher will be engraved on the bow, beneath a crown.
And all this for only a couple of hours' pageant... after which the barge will be handed back to the generous
So, by my reckoning, if we will be able to afford all that by next June, we should be able to afford to leave cancer patients undergoing chemotherapy off our hit list of lazy work shy layabouts. Huh, Mr Duncan Smith?
In truth I don't grudge the Queen a celebration. She has done that stinking job for 65 long years; she's never really had a private life; she's been lumbered with a family from hell and a series of prime ministers (with whom she has been forced to spend time) that you would cross a continent or six to avoid.
And she has gone down in history as the longest reigning monarch since...well you tell me...so I reckon we should give the old dear a big thank you. As Munguin said, other people get a gold watch.
But this ostentatious celebration is surely not right at a time when so many of us are suffering so badly.
Unless Fred Goodwin and some of his grubby associates would like to volunteer to pay for the junket?